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About Buy Here Pay Here USA

Buy Here Pay Here USA is locally owned and since 2006 has helped drivers from all over the Chattanooga, TN, area find and finance their dream car. In fact, we are proud to carry the most extensive selection of pre-owned vehicles in the area. With a location in Cleveland, Chattanooga, Dayton and Tennessee, TN, and a new store in Dalton, GA, Buy Here Pay Here USA makes it easy to find exactly what you’re looking for. We would like to think that it’s our selection, extensive financing options and straightforward shopping process that brings customers to us from Red Bank, Lakesite, Soddy-Daisy, Ooltewah, Collegedale, Hopewell, Georgetown, Graysville and Birchwood.

We are proud of our huge selection of pre-owned vehicles and at the end of the day we want every customer to feel like they are walking away with a new vehicle. That’s exactly why we are so meticulous about the vehicles we sell. We hand-select every vehicle and put it through a rigorous multi-point inspection before we even consider adding it to our inventory. Only once we know a vehicle is in top condition does it receive the Buy Here Pay Here USA seal of approval. We also carry a large selection of Certified Pre-Owned vehicles, all of which come with a 6 month/6,000-mile powertrain warranty. Whether you’re looking for a sleek sedan or a powerful SUV, you’re sure to find it at Buy Here Pay Here USA. In fact, we carry a wide range of vehicle makes and models, from trucks to hatchbacks.

At Buy Here Pay Here USA we are dedicated to helping our customers get the vehicle they want with the financing they can afford. In fact, our financing department and prices can’t be beat! Have bad credit or no credit? No matter what your financial situation might be, our team will work closely with you to help you find great financing options. In fact, many of our customers find a great vehicle with down payments as low as $499. We offer small down payments and rates as low as 14.9 percent to qualified buyers. Contact the Buy Here Pay Here USA financing department today to learn more!

From our selection to our world-class service, Buy Here Pay Here USA is truly unique. Not only are we one of the only dealers in the area to offer a 6-month warranty, but we offer many options to ensure our customers walk away with their dream car. In fact, if you’re not completely satisfied with your purchase at Buy Here Pay Here USA you can return your vehicle within 48 hours. In addition, if you purchase a vehicle from Buy Here Pay Here USA you are eligible to trade it in every two years with our New Every Two program. Refer a friend to Buy Here Pay Here USA and if they make a purchase with us you will earn a $200 credit on your account. These are just some of the many ways we strive to give back to our customers. Why shop anywhere else than  Buy Here Pay Here USA in Chattanooga, TN? Stop by or browse online to see all that we offer today!

We Are Buy Here Pay Here USA!

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©2018 Buy Here Pay Here USA. Other restrictions may apply. See store for details. **Preferred Customer program and free conventional oil changes every ninety (90) days are contingent upon the customer electing to make recurring payments to via ACH or debit card. Additionally, to continue in the Preferred Customer program and receive free oil changes, the customer’s loan must remain in good standing, and the customer may not cancel the recurring payment election. See store for further details. Other restrictions may apply. ***14.9% Annual Percentage Rate available only to qualified applicants subject to credit approval. For example, on an Amount Financed of $10,122.86 with 40 monthly payments and down payment of $805.00, the Finance Charge would be $2,849.51 and the Annual Percentage Rate would be 14.9178%. Not all applicants will qualify for 14.9% Annual Percentage Rate and if approved may receive a higher rate, depending upon credit score. Please see your Buy Here Pay Here location for more details and always review the information and disclosures in your specific transaction documents as they may differ from the example above depending upon several factors. View Privacy Policy. Automobile appraisal offers are valid for seven (7) days. Appraisal offer void if vehicle has 300+ additional miles than at the time of appraisal.