Thank you for visiting For information about purchasing a vehicle from us, including assistance with processing an application for credit, please call 1-877-794-2227 toll-free.

Make A Payment

Buying a car is a big decision, which is why we want to make the process as easy as possible. In addition to great prices and small down payments, we provide you with convenient payment options. You can now make a payment online, by phone, or in person, by visiting one of our stores.

call the dealer

Call The Dealer

Chattanooga, TN Buy Here Pay Here USA: (423) 551-3600

Cleveland, TN Buy Here Pay Here USA: (423) 476-4600

Dalton, GA Buy Here Pay Here USA: Coming Soon!

Dayton, TN Buy Here Pay Here USA: (423) 775-4600

online payments

Online Payments

The PortalPay system allows you to pay your bill online any time of the day. This system follows strict guidelines to ensure that your data and information are safe. Just register for an account to make quick and convenient payments online!

pay in-person

Paying In-person

If you prefer to pay in person with cash or check, we will assist you at any one of our locations. Come on by and see us under the blimp to get your car payment squared away!


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©2018 Buy Here Pay Here USA. Other restrictions may apply. See store for details. **Preferred Customer program and free conventional oil changes every ninety (90) days are contingent upon the customer electing to make recurring payments to via ACH or debit card. Additionally, to continue in the Preferred Customer program and receive free oil changes, the customer’s loan must remain in good standing, and the customer may not cancel the recurring payment election. See store for further details. Other restrictions may apply. ***14.9% Annual Percentage Rate available only to qualified applicants subject to credit approval. For example, on an Amount Financed of $10,122.86 with 40 monthly payments and down payment of $805.00, the Finance Charge would be $2,849.51 and the Annual Percentage Rate would be 14.9178%. Not all applicants will qualify for 14.9% Annual Percentage Rate and if approved may receive a higher rate, depending upon credit score. Please see your Buy Here Pay Here location for more details and always review the information and disclosures in your specific transaction documents as they may differ from the example above depending upon several factors. View Privacy Policy. Automobile appraisal offers are valid for seven (7) days. Appraisal offer void if vehicle has 300+ additional miles than at the time of appraisal.